Finance is provided, subject to status. Eligible applicants will reside in England and Wales, will be entitled to apply for and receive credit under United Kingdom law and have regular income exceeding £700 per month. Credit limits at lenders discretion, a deposit and co-habitor signature or guarantor may be required. Security may be required by way of Bill of Sale. Credit is only available on cars supplied by us.

Telephone calls may be monitored or recorded for security and quality control.

#The stated applicant approval rate is the number of eligible applicants receiving a credit approval as a percentage of the total of all applications from eligible applicants between 1st January this year and last month end.

Information is available in large print on request; please call for details.

The cash back offers are available to all customers who buy a car from us.

Cash offers are available without finance, if you buy a car from us.

Use of Your Information If you make an application, your details will be held on computer and used in a credit scoring or other automated decision making process when assessing your application. An enquiry will be made with Credit Reference Agencies. If you provide false or inaccurate information we will record this. We and other organisations may then use and search these records to check your identity, to prevent fraud and money laundering. You can ask for details about the Credit Reference and Fraud Prevention Agencies from whom and with whom we share this information. Please call us on 01925 656745. You have a legal right to these records.

For the purposes of this application you may be treated as financially linked and your application will be assessed with reference to any "associated" records. If you are a joint applicant or if you have told us of some other financial association with another person, you must be sure that you are entitled to:

• disclose information about your joint applicant and anyone referred to by you.
• authorise us to search, link or record information at credit reference agencies about you and anyone referred to by you.

An "association" between joint applicants, and between you and anyone you tell us is your financial partner, will be created at credit reference agencies. This will link your financial records, each of which will be taken into account in all future applications by either or both of you. This will continue until one of you successfully files a disassociation at credit reference agencies.

You authorise us to make all enquiries necessary to verify this information to enable us to consider this application. If you apply for insurance your information will be passed to the administrators and the insurers for underwriting, processing claims handling and fraud prevention.

Your personal data which may include sensitive information such as medical details, will be treated in confidence and will not be disclosed to any third parties except where permitted by law or where you have given your consent, however, it may be shared with any company from time to time forming part of the same Group as Manchester Car Finance Ltd, approved Credit Brokers, selected third parties and the Insurers (and their administrators) who may also use it for marketing, research, statistical analysis and administration purposes. For further information on the companies with whom your information may be shared please write to us. You may be contacted by mail, telephone, fax, email, automated calling systems or other reasonable method with details of products or services offered by one of the above. If you do not want your details to be used for marketing please write to Manchester Car Finance Ltd, Unit 16 Globe Industrial Park, Dukinfield, Cheshire, SK16 4RE. Under the terms of the Data Protection Act you have the right to obtain a copy of the information held about you upon payment of the appropriate fee.

We may pass your details to other companies of our group to send you information about their products. Where we are unable to supply you with a vehicle your application will be passed to Nationwide Car Finance who may provide you (subject to status) with credit to buy a vehicle from a wider range of garages.You have the right at any time, to stop us from contacting you by post, telephone or email or giving your details to others for these purposes. You may write to us if you wish us to stop.

Manchester Car Finance Ltd is a licensed credit broker, registered office Unit 16 Globe Industrial Park Dukinfield, Cheshire SK16 4RE. Registered in England number 4855140. Manchester Car Finance's VAT number: 883 4075 05. Registered by the Financial Services Authority No 450010, you can check our registration at http://www.fsa.gov.uk/register/home.do
Contact us under info@manchestercarfinance.co.uk